Job Title

DEPOSIT MOBILIZATION OFFICERS (B.SC/HND)

  • Position:
  • Salary:
  • Location: , LAGOS, IBADAN, BENIN, OWERRI, PORT HARCOURT AND ABUJA
  • Job ID: 02323
  • Applications: 7
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Job Description

DEPARTMENT: Operations & IT
JOB OBJECTIVE/SUMMARY:

To implement effective deposit mobilization strategy for the microfinance bank, which arises from a clear understanding of the market.

DUTIES & RESPONSIBILITIES

i.           Source for new and maintaining existing deposit clients through effective client’s relation practices.

ii.          Ensure adherence to savings mobilisation policies and initiate deposit mobilization strategies targeting identified markets

iii.         Marketing and sales of banks deposit products and driving growth in market expansion and fund mobilization within the Area.

iv.        Ensure that issues of dissatisfaction in client service delivery are promptly identified and addressed.

v.    Take steps to enhance Client Satisfaction and enhance relationship with existing and prospective customers in the Area.

vi.   Ensure that the deposit portfolio grows at a pre-determined percentage.

vii.  Ensure proper and complete documentation of all transactions.

viii. Reactivate existing dormant accounts.

ix.    Timely submission of reports.

X. Any other duties that may be assigned by Deposit Mobilization Manager, Head Marketing Group or Executive Director Operations & IT.

 

KEY PERFORMANCE INDICATORS

i.      Ability to meet deposit targets.

ii.     Ability to grow Net deposit balance.

iii.    Income-Expense Ratio.

PERFORMANCE STANDARDS

To be set periodically

 

JOB REQUIREMENTS

Education: A good first degree, preferably in a business-related discipline. Banking experience and/or professional qualification will be an added advantage.

KNOWLEDGE

Excellent knowledge of the industry and of competition

Good knowledge of economic and market environment, including global trends

Strong product knowledge

Computer knowledge and IT proficiency

Good knowledge of banking operations

Basic accounting knowledge

 

 

 

SKILLS/COMPETENCIES

Strategic thinking and management

Good managerial & leadership skills

Good Communication Skills

Marketing skills

Analytical and problem solving skills

Team Building

Initiative, creativity & being proactive

Presentation Skills

Negotiation Skills

Training, mentoring and coaching skills.

REPORTING RELATIONSHIP

Reports to:   Deposit Mobilization Manager.

Age limit:          Not more than 30 years of age

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